Thursday, February 19, 2009

Today's blah-blah

Let's see if I can fill you in on what all has happened since yesterday.

We went to FPU, and Alif wasn't running late for once so we all rode together. Yippee! How many of you drive the car when the whole family's in it? Our family car used to be MY Toyota Corolla, and I guess since it was mine long before we got married, it was just habit that I always drove it. Except when we would go out of town, and then Alif usually drove. Suddenly when we bought my van, he became the family driver probably 75% of the time. How strange, isn't that?

FPU was most excellent as always. Have I told you the drama surrounding Canaan and FPU? I don't really want to go back through old posts so I will tell you the very short story just in case I haven't.
Week 1: Little mister literally RAN right in, had a ball, didn't cry a bit.
Week 2: He cried the entire time. I didn't know this until I picked him up. They were too busy to page me. I wasn't super happy about that but they held him and he was being loved so I wasn't too traumatized.
Week 3: He cried when I dropped him off so I peeked back in a few minutes later to see how it was going, and my 2-year-old-literally-on-that-day was walking around the room sobbing, and the workers were not tending to him. My blood pressure went up and I got him out immediately. The children's director ended up taking care of him personally that night.
Week 4: He cried on and off and they held him and loved him.

Last night he seemed pretty excited about class. "Puzzles, toys, HI MOMMY! HI DADDY!" We were practicing how it would all go and he seemed ok. This church has a fancy drop-off system that involves printing off a paper with photos on it to prove who you are and everything, and he was holding his little paper as we approached his classroom. I cheerfully asked if he'd like to give the teacher his paper and he did - with his arm stretched waaaaay out and his body as far around the corner as it would go. Ha! He cried as I nudged him in, but settled quickly. His favorite teacher said he shadowed her all night but didn't cry. When I picked him up he was coloring a puppet. Someone had drawn big, brown eyes on it. I can relax. A little.

So I guess that's about the biggest thing that's happened since we spoke last. Have a great Thursday!

Wait, I almost forgot! Alif and I are going to cut up our credit cards! Can you imagine? We have tons of them. Tons. We are still on baby step #1, which is to save up a baby emergency fund of $1,000, and we're not gonna cut our cards until that is established. Once it is though, adios credit cards! We will need to keep the Home Depot and Lowe's cards until we save up some money for Alif's construction business, and once we do that those will be gone too. No credit cards - REVOLUTIONARY!! I did our debt snowball (debt repayment) plan and it has us paid completely out of debt, including the truck (my van is paid for) in 3 years. That's not including any extra payments above & beyond what we currently pay on our debt. There's hope! There's light at the end of this tunnel!!

4 comments:

  1. Good for you!!! Oh that is so wonderful what you have done. I sitll haven't gotten the courage to cut up our credit card... mostly because we just have one and because we have sooooooooooo many points on it that we could go on a trip for like 5 days and not pay for it so I don't want to get rid of the card until we use the points!!!

    Are you doing the envelope system? I'd love to hear your take on it! I'll have another post on how we are doing with the Dave Ramsey plan on March 1st, so check it out if you are interested! :)

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  2. I think I would use the points too before closing out that card! We have always used cash for most of our purchases, but we haven't started using the envelope system yet. I plan to put it in place for March. It's definitely going to take some practice to get used to actually following the budget! I will definitely be following your DR journey - I read your last update twice! LOL It is really helpful to talk with others who are doing this program!

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  3. Oh good luck on the cc thing..we did that 4.5 years ago and have been living cash only except for the house and my van since!

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  4. We've been doing Dave Ramsey's plan since last May and let me tell you it is 100% worth it! Even if it is hard for a while. Keep up the good work!

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